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Kauffman & Associates, PC

We Focus Exclusively on Personal Injury Cases

Address: 633 5th Avenue
San Rafael, CA 94901
Phone: 415-507-0507
Fax: 833-715-0283
Mobile: 415-847-6370

Are you a Lyft or Uber driver in California?

Posted on Nov 27th @ 1:00 PM

Did you know that your personal auto insurance provider may drop you from their coverage if they find out that you're a rideshare driver? This is one of the ugly hidden facts behind rideshare companies, and one of the reasons that you'll want to invest in a rideshare insurance policy.

Rideshare insurance is split up into 3 periods:

Period 1 - The driver has the app switched on and is waiting for a passenger request
Period 2 - The driver has accepted a request and is en route to the passenger
Period 3 - The passenger is in the vehicle and en route to the destination

Uber and Lyft offer a limited insurance policy which provides collision protection only during periods 2 and 3, leaving the driver without coverage during the often lengthy waiting period 1. If the driver is involved in an auto accident during periods 2 or 3, they will receive coverage, but will be forced to pay an expensive deductible ($1,000 for Uber and $2,500 for Lyft). A rideshare policy closes this gap by providing full coverage for periods 1-3, as well as lower deductibles if you are involved in an auto accident. The following is a list of insurance companies which offer rideshare insurance policies in California:

- State Farm
- Allstate
- Mercury
- Geico
- Esurance
- USAA
- AAA
- Metlife

If you or a loved one has been involved in a rideshare related accident, please contact Kauffman and Associates (scott@kauffmanlaw.com) for a complimentary consultation. No case is too big or small. We can help ensure you obtain appropriate medical care and receive the maximum financial settlement possible for your pain and suffering.

Distracted Driving such as Texting and Driving continue to be a problem

Posted on Nov 27th @ 12:58 PM

It seems obvious that texting while driving increases one's chance of causing a car accident or being in one. In fact a driver texting is about 25% more likely to be a car crash compared to an attentive driver. Each year the US Department of Transportation releases data about car accidents and their known causes. Automobile crashes due to a driver using a cellular phone causes over 1.5 million accidents and also take about 6,000 lives each year.

First and foremost, please do not text and drive even if you are stopped at a red light. It only takes seconds for an accident to happen while you are texting. Think of your loved ones. They do not want to lose you or see you hurt. If you are texting you won't see a vehicle losing control and coming in your direction.

If you are the victim of a car accident caused by a driver using a phone, report it immediately to the police officer who arrives at the scene of your accident. If you are taken to the hospital, an officer will come and speak with you when you are ready and again make sure to make a clear statement.

Phone companies can be subpoena to supply phone calls and text records. Kauffman & Associates, car accident lawyers, have experts who can investigate and prove your case.

If the driver was texting, it is very likely that you have a personal injury case. This is also true for any passengers in your vehicle who suffer any injuries. Call our firm today Toll Free at 833-507-05047.

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